Identity Theft - 7 Strategies For Surviving Identity Theft
Posted on April 12, 2008 - Filed Under Legal and Law | Leave a Comment
I am not a lawyer and this is NOT legal advice. I am a victim and a survivor of identify theft.
How did I survive?
I organized my assets, created a system and prepared for a fight. My system which included perseverance, patience, and organization made it possible to battle the businesses, the collectors and the courts. I won every battle I chose to fight and I did not pay one bill that was created by the identity thieves.
Here are 7 strategies I used in my battles.
1. Keep accurate records
Read More..>>Secure Connection - Preventing Identity Theft While Surfing Online
Posted on April 11, 2008 - Filed Under Legal and Law | Leave a Comment
Identity theft can take place online if you’re making purchases or conducting other types of transactions online without a secure connection. In order to be safe with your personal and financial information, here are a couple of things to check online.
SSL
Make sure your browser points to a website that boasts Secure Sockets Layer (SSL), with the “https” letters at the beginning of the link, instead of just “http,” like most websites have. This “https” represents a secure standard where certification was issued by Verisign or another company who asked for information before allowing the site to offer secure access online.
Read More..>>Financial Identity Theft - Protecting And Keeping Your Finances
Posted on April 5, 2008 - Filed Under Legal and Law | Leave a Comment
Financial identity theft can be very serious. It is also becoming more and more prevalent these days. In this article, we will discuss how financial identity theft occurs and what you can do to protect yourself.
In many cases, financial identity theft begins with the theft of one’s social security number. With your social security number and a few other pieces of information about you, the thief can set up an entire second credit line. They can apply for credit cards and even get a mortgage. It is so important that you keep this information private. Do not give your social security number out over the phone. Only provide it to entities that truly have a right and a legitimate reason to know, such as your tax professional or your bank.
Read More..>>Important Document Security Regulations
Posted on April 3, 2008 - Filed Under Legal and Law | Leave a Comment
At our current technological level it is easy to forget some of the security basics. Identity theft, bank fraud and other so called modern crimes have been around for some time, they just have new ways of being committed. That said, it’s a good idea for all of us to review some of the laws and regulations that are currently in place.
Read More..>>What You Need To Know - 5 Types Of Identity Theft
Posted on March 31, 2008 - Filed Under Legal and Law | Leave a Comment
Many people do not realize that there are different types of identity theft. There are indeed several ways in which the identity thief can take advantage of your personal information, while leaving you to deal with the repercussions. Here’s what you need to know about the 5 types of identity theft.
The type of identity theft you are probably most familiar with is Financial Identity Theft. It is when the thief uses your information to set up financial accounts in your name without your permission or knowledge. The thief may obtain credit cards, loans, merchandise, homes, vehicles, vacations and more, all in your name. Financial identity theft can definitely cost you thousands of dollars in debt, not to mention the painstaking process of clearing your name and credit.
Read More..>>Identity Theft Protect Yourself And Be Aware
Posted on March 28, 2008 - Filed Under Legal and Law | Leave a Comment
Since the beginning of the internet,” identity theft protect yourself” has been an issue for anyone who surfs for pleasure or business, and even those of us who don’t go online for any reason. Thieves who plan to steal our identities for their own profit have developed a number of scams and tricks designed to fool us into giving out personal information.
Everyone should know the most common tricks, so we all have at least a basic understanding about how identity theft works, both on and offline, in front of the computer, as well as in our everyday lives.
Read More..>>E-bay - A Target For Identity Thieves
Posted on March 26, 2008 - Filed Under Legal and Law | Leave a Comment
E-Bay is a popular website online that is used by millions of people around the world to sell and purchase new and used items. It is like a giant garage sale that you can access from anywhere in the world. However it seems that the bane of popular websites is that the more popular they become, the higher the likelihood scam artists are to attempt to defraud people at the website.
Read More..>>How Do Thieves Get My Identity Details?
Posted on March 23, 2008 - Filed Under Legal and Law | Leave a Comment
There are a variety of methods that thieves use to steal identity details:
- Physical theft, especially of your purse or wallet, or of your mail, is a common means of identity theft. A break-in to your home or a “stair dancer” intruding into your office workplace, are other opportunities. Going through your trash can for identity information is another.
- A variation on stealing your mail that some thieves use, is simply to divert it. They can do this by arranging with the post office for your mail to be redirected, or by simply writing to banks, credit card companies or other financial institutions, and telling them that you have moved.
Read More..>>Identity Theft Victims Part Ii
Posted on March 22, 2008 - Filed Under Legal and Law | Leave a Comment
RESOLVING SPECIFIC PROBLEMS
I received a copy of my credit report and saw about a half dozen items that I didn’t know anything about. It’s affected my credit rating so badly that I couldn’t get a student loan. I didn’t realize there was a problem until my student loan application was denied.
From a consumer’s complaint to the FTC, May 25, 2004
While dealing with problems resulting from identity theft can be time consuming and frustrating, most victims can resolve their cases by being assertive, organized, and knowledgeable about their legal rights. Some laws require you to notify companies within specific time periods. Don’t delay in contacting any companies to deal with these problems, and ask for supervisors if you need more help than you’re getting.
Read More..>>Identity Theft Risks For Debit And Atm Cards
Posted on March 18, 2008 - Filed Under Legal and Law | Leave a Comment
The identity theft risk with debit cards or ATM cards lies in their PIN number. There are three main ways an identity thief can steal your PIN and access your bank account:
1. The first is if you leave your PIN somewhere that is accessible, in the worst case if you leave your PIN recorded somewhere with your debit card. A thief who takes your purse or wallet and gets possession of your debit card can do very little with it until he gets your PIN. With your PIN he gains full access to your bank account as if he were you.
Read More..>> « go back — keep looking »