Do I Need Uninsured Motorist Coverage on My Auto Policy If I Have Medicare or Health Insurance?
Posted on August 2, 2008 - Filed Under Law | Leave a Comment
The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.
Read More..>>The Iowa Injured Workers’ Bill of Rights- Part 2
Posted on July 4, 2008 - Filed Under Law | Leave a Comment
Iowans’ hurt at work often do not know what their basic rights are. This article provides workers injured in Iowa with some basic information about their rights under Iowa’s workers’ compensation laws, including what benefits they should receive, how their weekly check is calculated and much more.
A few weeks ago I shared the first of the 5 Iowa Injured Workers’ Bills of Rights and now I will share the rest of the 10 rights:
Read More..>>Understanding Social Security Disability Insurance Benefits
Posted on March 19, 2008 - Filed Under Legal and Law | Leave a Comment
Many Americans have a limited understanding of the disability benefits available from the Social Security Administration (SSA). This federal government agency provides benefit programs to individuals with serious disabilities and to their families.
The Difference Between Social Security Disability (SSD) and Supplemental Security Income (SSI) Social Security Disability Insurance Benefits (DIB) are available to disabled workers who paid enough earnings into the Social Security system. SSA determines if you are eligible for DIB, based on your work history during the years before you became totally disabled. As a general rule, you probably have enough work credits to qualify, if you worked for 5 out of the last 10 years.
The following factors determine eligibility for DIB:
New York Social Security Law
Posted on January 25, 2008 - Filed Under Legal and Law | Leave a Comment
Social Security disability benefits (SSD) are provided by the Social Security Administration for disabled individuals who have become sick, injured or otherwise disabled, and are unable to work, and the condition has lasted or is expected to last for a year or longer or result in death. Social Security disability benefits are based on your income and having paid into the Social Security system.
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